body{color:#0a1d3d;background:#edf3fb}body .site-header.site-header{background:#edf3fbf0;border-bottom-color:#bfccdc}body .site-header__mark.site-header__mark,body .site-header__cta.site-header__cta{background:#1457d9}body .site-header__brand.site-header__brand,body .site-header__nav.site-header__nav a{color:#0a1d3d}body .iw-footer.iw-footer{background:#071f4d}.tc-page{--navy:#071f4d;--cobalt:#1457d9;--cyan:#0f9eab;--coral:#df4740;--ink:#0a1d3d;--muted:#52657f;--line:#c6d2e0;--surface:#f8fbff;color:var(--ink);background:#edf3fb;overflow-x:clip}.tc-page *{box-sizing:border-box}.tc-page [hidden]{display:none!important}.tc-shell{width:min(100% - 48px,1180px);margin-inline:auto}.tc-shell--calculator{max-width:980px}.tc-hero{border-bottom:1px solid var(--line);padding:26px 0 22px}.tc-breadcrumbs{color:#6a7b91;align-items:center;gap:8px;font-size:13px;display:flex}.tc-breadcrumbs a{color:var(--cobalt);font-weight:750}.tc-hero h1{letter-spacing:-.035em;margin-top:14px;font:750 clamp(34px,4vw,50px)/1.03 Hanken Grotesk,sans-serif}.tc-hero p{max-width:760px;color:var(--muted);margin-top:10px;font-size:17px}.tc-workspace{padding:28px 0 64px}.tc-quick-card,.tc-results{background:#fff;border:1px solid #b4c3d4;border-radius:16px;box-shadow:0 14px 35px #071f4d14}.tc-quick-card{padding:30px}.tc-quick-heading{justify-content:space-between;align-items:end;gap:24px;display:flex}.tc-quick-heading span{color:var(--cobalt);text-transform:uppercase;letter-spacing:.04em;font:750 12px Space Mono,monospace}.tc-quick-heading h2{margin-top:5px;font-size:clamp(27px,3vw,36px);line-height:1.08}.tc-quick-heading>p{color:var(--navy);font-size:16px;font-weight:850}.tc-errors{border-left:4px solid var(--coral);color:#711c1c;background:#fff0ef;margin:20px 0 0;padding:13px 15px}.tc-errors ul{margin:7px 0 0;padding-left:19px}.tc-field{min-width:0;display:grid}.tc-field label,.tc-class-select label{font-size:13px;font-weight:780}.tc-field input,.tc-field select,.tc-class-select select{width:100%;min-width:0;height:46px;color:var(--ink);background:#fff;border:1px solid #8fa2ba;border-radius:7px;margin-top:6px;padding:0 13px;font-size:16px}.tc-field small,.tc-confirm small{color:#60728a;margin-top:5px;font-size:11.5px;line-height:1.45}.tc-field-error{font-weight:700;color:#a42b28!important;min-height:0!important}.tc-field-error:not(:empty){margin-top:5px;min-height:17px!important}.tc-quick-gross{margin-top:25px}.tc-input-unit{grid-template-columns:minmax(0,1fr) auto;margin-top:6px;display:grid}.tc-input-unit input{border-radius:7px 0 0 7px;margin:0}.tc-input-unit span{background:#e7edf5;border:1px solid #8fa2ba;border-left:0;border-radius:0 7px 7px 0;place-items:center;padding:0 14px;font:750 12px Space Mono,monospace;display:grid}.tc-input-unit--large input,.tc-input-unit--large span{height:62px}.tc-input-unit--large input{font-size:26px;font-weight:800}.tc-quick-classes{grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);align-items:end;gap:18px;margin-top:24px;display:grid}.tc-class-select{min-width:0;display:grid}.tc-class-select select{height:62px;font-size:21px;font-weight:800}.tc-swap{min-height:62px;color:var(--cobalt);cursor:pointer;background:#f5f8fc;border:1px solid #9db0c7;border-radius:9px;grid-template-columns:auto auto;place-items:center;gap:7px;padding:0 15px;font-weight:800;display:grid}.tc-swap svg{fill:none;stroke:currentColor;stroke-width:1.8px;stroke-linecap:round;stroke-linejoin:round;width:25px;height:25px}.tc-swap:hover{background:#e8f0fb}.tc-swap--small{grid-template-columns:1fr;height:46px;min-height:46px;margin-bottom:0;padding:0 10px}.tc-neutral-toggle,.tc-confirm{cursor:pointer;grid-template-columns:auto minmax(0,1fr);align-items:start;gap:10px;margin-top:20px;display:grid}.tc-neutral-toggle input,.tc-confirm input{width:20px;height:20px;accent-color:var(--cobalt);margin:1px 0 0}.tc-neutral-toggle span{color:#314764;font-size:13px}.tc-confirm span{display:grid}.tc-confirm strong{font-size:13.5px}.tc-advisories{gap:8px;margin-top:15px;display:grid}.tc-advisory{color:#822b27;background:#fff4f2;border:1px solid #f0a49f;border-radius:8px;padding:12px 14px;font-size:12.5px;line-height:1.45}.tc-advisory strong{margin-right:4px}.tc-advisory--info{color:#254e79;background:#f0f7ff;border-color:#9fc6e9}.tc-primary,.tc-secondary{cursor:pointer;border-radius:8px;min-height:50px;padding:0 22px;font-size:15px;font-weight:800}.tc-primary{border:1px solid var(--cobalt);background:var(--cobalt);color:#fff}.tc-primary:hover{background:#0c45ba}.tc-secondary{color:var(--ink);background:#fff;border:1px solid #8093ad}.tc-quick-submit{width:100%;margin-top:18px;font-size:17px}.tc-status{color:#60728a;margin-top:9px;font-size:12px}.tc-advanced{border-top:1px solid var(--line);margin-top:22px}.tc-advanced>summary{cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:18px 4px 0;list-style:none;display:flex}.tc-advanced>summary::-webkit-details-marker{display:none}.tc-advanced>summary span{display:grid}.tc-advanced>summary strong{font-size:15px}.tc-advanced>summary small{color:#6a7c92;margin-top:4px;font-size:11px}.tc-advanced>summary i{color:var(--cobalt);font-size:24px;font-style:normal;transition:transform .2s}.tc-advanced[open]>summary i{transform:rotate(180deg)}.tc-advanced-body{border:1px solid var(--line);background:#f7faff;border-radius:12px;margin-top:18px;padding:22px}.tc-mode-note{border-left:4px solid var(--cobalt);background:#eaf2ff;padding:15px}.tc-mode-note p{color:#3f5572;margin-top:4px;font-size:12.5px;line-height:1.5}.tc-fieldset{border:0;min-width:0;margin:25px 0 0;padding:0}.tc-fieldset>legend{border-bottom:1px solid var(--line);width:100%;padding:0 0 10px;font-size:14px;font-weight:850}.tc-field-grid{grid-template-columns:1fr 1fr;gap:0 16px;display:grid}.tc-fieldset .tc-field{margin-top:14px}.tc-household-compare{grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);align-items:end;gap:12px;display:grid}.tc-class-help{color:var(--muted);margin-top:10px;font-size:12px;line-height:1.45}.tc-advanced-actions{flex-wrap:wrap;gap:10px;margin-top:26px;display:flex}.tc-results{margin-top:22px;scroll-margin-top:90px;overflow:hidden}.tc-results-placeholder{text-align:center;place-content:center;min-height:190px;padding:40px;display:grid}.tc-results-placeholder>span{color:var(--coral);text-transform:uppercase;font:750 12px Space Mono,monospace}.tc-results-placeholder h2{margin-top:5px;font-size:25px}.tc-results-placeholder p{max-width:540px;color:var(--muted);margin-top:8px}.tc-result-shell{padding:25px}.tc-result-head{justify-content:space-between;align-items:start;gap:18px;display:flex}.tc-result-head span{color:var(--cobalt);text-transform:uppercase;font:750 11px Space Mono,monospace}.tc-result-head h2{margin-top:4px;font-size:27px}.tc-result-head p{max-width:590px;color:var(--muted);margin-top:5px;font-size:13px}.tc-net-cards{grid-template-columns:1fr 1fr;gap:14px;margin-top:20px;display:grid}.tc-net-card{border:1px solid #b9cbe2;border-left:5px solid var(--cobalt);background:#f7faff;border-radius:10px;padding:18px}.tc-net-card:last-child{border-left-color:var(--cyan);background:#f3fbfb}.tc-net-card span{color:#60728a;font-size:12px;display:block}.tc-net-card strong{margin-top:6px;font:800 clamp(24px,3vw,34px) Space Mono,monospace;display:block}.tc-net-card small{color:#60728a}.tc-deltas{background:#9fd3d8;border:1px solid #9fd3d8;border-radius:10px;grid-template-columns:1fr 1fr;gap:1px;margin-top:14px;display:grid;overflow:hidden}.tc-delta{text-align:center;background:#f3fbfb;padding:16px}.tc-delta span{color:#416577;font-size:11px;display:block}.tc-delta strong{color:#087e89;margin-top:4px;font:800 22px Space Mono,monospace;display:block}.tc-withholding{border:1px solid var(--line);border-radius:9px;grid-template-columns:1fr 1fr;gap:14px;margin-top:14px;padding:15px;display:grid}.tc-withholding div{gap:3px;display:grid}.tc-withholding span{color:#60728a;font-size:11px}.tc-withholding strong{font:750 17px Space Mono,monospace}.tc-annual-warning{color:#7e2b27;background:#fff4f2;border:1px solid #efaaa5;border-radius:9px;margin-top:15px;padding:14px 16px;font-size:13px;line-height:1.5}.tc-full-details{border-top:1px solid var(--line);margin-top:16px}.tc-full-details>summary{cursor:pointer;color:var(--navy);padding:16px 2px 0;font-weight:850}.tc-full-body{margin-top:16px}.tc-detail-table{border:1px solid var(--line);border-radius:9px;display:grid;overflow:hidden}.tc-detail-row{border-top:1px solid var(--line);grid-template-columns:minmax(180px,1.2fr) repeat(4,minmax(100px,1fr));display:grid}.tc-detail-row:first-child{background:#e8eff8;border-top:0}.tc-detail-row>div{border-left:1px solid var(--line);overflow-wrap:anywhere;min-width:0;padding:10px;font-size:11px}.tc-detail-row>div:first-child{border-left:0}.tc-detail-row strong{font:750 12px Space Mono,monospace}.tc-person-results{grid-template-columns:1fr 1fr;gap:12px;margin-top:14px;display:grid}.tc-person{border:1px solid var(--line);background:#f8fbff;border-radius:8px;padding:15px}.tc-person h3{font-size:14px}.tc-person dl{margin:9px 0 0}.tc-person div{border-top:1px solid #d8e1ec;justify-content:space-between;gap:10px;padding:7px 0;display:flex}.tc-person dt{color:#60728a;font-size:11px}.tc-person dd{text-align:right;margin:0;font:750 11px Space Mono,monospace}.tc-result-note{color:#60728a;margin-top:12px;font-size:11.5px;line-height:1.5}.tc-guide{background:#f6f9fd;border-top:1px solid #aab9cc}.tc-guide .tc-shell{padding-block:60px 76px}.tc-guide section{border-top:1px solid var(--line);grid-template-columns:minmax(230px,.58fr) minmax(0,1.42fr);gap:clamp(36px,6vw,90px);padding:42px 0;display:grid}.tc-guide section:first-child{border-top:0;padding-top:0}.tc-guide section>div:first-child>span{color:var(--coral);font:750 12px Space Mono,monospace}.tc-guide h2{letter-spacing:-.025em;margin-top:8px;font-size:clamp(26px,3vw,38px);line-height:1.1}.tc-guide p{color:var(--muted);line-height:1.7}.tc-explainer-copy{grid-template-columns:1fr 1fr;gap:30px;display:grid}.tc-methodology ol{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0;margin:0;padding:0;list-style:none;display:grid}.tc-methodology li{border-bottom:1px solid var(--line);grid-template-columns:34px 1fr;gap:10px;padding:15px 8px;display:grid}.tc-methodology li:nth-child(2n){border-left:1px solid var(--line);padding-left:18px}.tc-methodology li strong{color:var(--coral);font:750 11px Space Mono,monospace}.tc-methodology li span{font-size:14px}.tc-methodology>p{grid-column:2;margin-top:20px;font-size:13px}.tc-faq>div:last-child{border-top:1px solid var(--line)}.tc-faq details{border-bottom:1px solid var(--line)}.tc-faq summary{cursor:pointer;padding:16px 2px;font-weight:800}.tc-faq details p{padding:0 2px 18px}.tc-field input:focus,.tc-field select:focus,.tc-class-select select:focus,.tc-swap:focus-visible,.tc-neutral-toggle input:focus-visible,.tc-confirm input:focus-visible,.tc-primary:focus-visible,.tc-secondary:focus-visible,.tc-advanced summary:focus-visible,.tc-full-details summary:focus-visible{outline-offset:2px;border-color:var(--cobalt);outline:3px solid #1457d947}[aria-invalid=true]{box-shadow:0 0 0 2px #ff5b522e;border-color:#c73531!important}@media (width>=761px){.tc-hero{padding:18px 0 14px}.tc-hero h1{margin-top:9px}.tc-workspace{padding-top:18px}.tc-quick-card{padding:24px 30px}.tc-quick-gross{margin-top:18px}.tc-input-unit--large input,.tc-input-unit--large span{height:56px}.tc-quick-classes{margin-top:18px}.tc-class-select select,.tc-swap{height:56px;min-height:56px}.tc-neutral-toggle{margin-top:14px}.tc-advisories{margin-top:10px}.tc-advisory{padding:10px 13px}.tc-quick-submit{min-height:48px;margin-top:12px}.tc-status{margin-top:5px}.tc-advanced{margin-top:14px}.tc-advanced>summary{padding-top:13px}}@media (width<=760px){.tc-shell{width:min(100% - 30px,1180px)}.tc-hero{padding:14px 0 12px}.tc-breadcrumbs{display:none}.tc-hero h1{margin-top:0;font-size:clamp(30px,8.5vw,40px)}.tc-hero p{font-size:15px}.tc-workspace{padding-top:14px}.tc-quick-card{padding:18px 17px}.tc-quick-heading{display:block}.tc-quick-heading>p{margin-top:5px}.tc-quick-gross{margin-top:18px}.tc-quick-classes{grid-template-columns:1fr;gap:9px;margin-top:18px}.tc-swap{grid-template-columns:auto auto;justify-self:center;min-height:44px}.tc-swap svg{transform:rotate(90deg)}.tc-swap--small{margin:0 auto}.tc-neutral-toggle{margin-top:14px}.tc-advisories{margin-top:10px}.tc-advisory{padding:10px 12px}.tc-quick-submit{margin-top:12px}.tc-advanced{margin-top:15px}.tc-advanced>summary{padding-top:14px}.tc-advanced-body{padding:17px 13px}.tc-field-grid,.tc-household-compare{grid-template-columns:1fr}.tc-advanced-actions{display:grid}.tc-results{margin-top:16px}.tc-result-shell{padding:19px 15px}.tc-result-head{display:block}.tc-net-cards{grid-template-columns:1fr 1fr;gap:8px}.tc-net-card{padding:13px 11px}.tc-net-card strong{font-size:clamp(18px,6vw,25px)}.tc-deltas,.tc-withholding{grid-template-columns:1fr 1fr}.tc-delta{padding:13px 8px}.tc-delta strong{font-size:clamp(16px,5vw,21px)}.tc-detail-table{overflow-x:auto}.tc-detail-row{min-width:660px}.tc-person-results{grid-template-columns:1fr}.tc-guide section{grid-template-columns:1fr;gap:22px}.tc-explainer-copy,.tc-methodology ol{grid-template-columns:1fr}.tc-methodology>p{grid-column:1}.tc-methodology li:nth-child(2n){border-left:0;padding-left:8px}.tc-guide .tc-shell{padding-block:44px 58px}}@media (width<=390px){.tc-shell{width:min(100% - 24px,1180px)}.tc-quick-card{padding-inline:13px}.tc-advanced>summary strong{font-size:13.5px}.tc-neutral-toggle span,.tc-advisory{font-size:12px}.tc-net-cards,.tc-withholding{grid-template-columns:1fr}.tc-results-placeholder{padding:30px 18px}.tc-guide h2{font-size:28px}}.tc-guide-nav{border-bottom:1px solid var(--line);background:#e9f0f8}.tc-guide-nav .tc-shell{grid-template-columns:minmax(180px,.42fr) minmax(0,1.58fr);gap:28px;padding-block:22px;display:grid}.tc-guide-nav strong{text-transform:uppercase;color:var(--navy);font:800 13px Space Mono,monospace}.tc-guide-nav div div{flex-wrap:wrap;gap:8px 18px;display:flex}.tc-guide-nav a{color:var(--cobalt);text-underline-offset:3px;font-size:13px;font-weight:750}.tc-guide-body{padding-block:52px 76px}.tc-guide section{scroll-margin-top:84px}.tc-section-copy{min-width:0}.tc-section-copy>p+p{margin-top:15px}.tc-section-copy strong{color:var(--navy)}.tc-steps{border-top:1px solid var(--line);border-bottom:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:0;margin:26px 0 0;padding:0;list-style:none;display:grid}.tc-steps li{grid-template-columns:32px 1fr;gap:10px;padding:18px 14px;display:grid}.tc-steps li+li{border-left:1px solid var(--line)}.tc-steps strong{color:var(--coral);font:800 12px Space Mono,monospace}.tc-steps span{font-size:13px;line-height:1.5}.tc-example,.tc-warning{border-left:4px solid var(--cyan);background:#eaf5f7;margin-top:24px;padding:19px 21px}.tc-example>strong,.tc-warning>strong{font-size:14px}.tc-example p,.tc-warning p{color:#36546c;margin-top:6px}.tc-warning{border-left-color:var(--coral);background:#fff1ef}.tc-table-scroll{border:1px solid var(--line);background:#f9fbfe;border-radius:8px;max-width:100%;overflow-x:auto}.tc-table-scroll:focus-visible{outline-offset:2px;outline:3px solid #1457d947}.tc-table-scroll table{border-collapse:collapse;width:100%;min-width:720px}.tc-table-scroll caption{text-align:left;color:#60728a;padding:14px 16px;font-size:12px}.tc-table-scroll th,.tc-table-scroll td{border-top:1px solid var(--line);border-left:1px solid var(--line);text-align:left;vertical-align:top;padding:14px 15px;font-size:13px;line-height:1.55}.tc-table-scroll th:first-child,.tc-table-scroll td:first-child{border-left:0}.tc-table-scroll thead th{color:var(--navy);background:#e6edf6;font-size:12px}.tc-table-scroll tbody th{width:70px;color:var(--cobalt);background:#eef4fa;font:800 15px Space Mono,monospace}.tc-table-scroll+p{margin-top:18px}.tc-scenarios{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0 28px;display:grid}.tc-scenarios article{border-bottom:1px solid var(--line);padding:20px 3px}.tc-scenarios h3{font-size:17px;line-height:1.3}.tc-scenarios p{margin-top:7px;font-size:14px}.tc-formula{text-align:center;background:#edf5ff;border:1px solid #a9c2df;margin:20px 0;padding:17px}.tc-formula code{color:var(--navy);font-size:clamp(13px,2vw,17px);font-weight:800}.tc-process{border-top:1px solid var(--line);counter-reset:process;gap:0;margin:0;padding:0;list-style:none;display:grid}.tc-process li{border-bottom:1px solid var(--line);grid-template-columns:minmax(145px,.5fr) minmax(0,1.5fr);gap:24px;padding:15px 4px;display:grid}.tc-process strong{font-size:14px}.tc-process span{color:var(--muted);font-size:13px;line-height:1.55}.tc-methodology .tc-section-copy>ol{grid-template-columns:1fr 1fr}.tc-methodology .tc-section-copy>p{margin-top:20px}.tc-verified{border-top:1px solid var(--line);padding-top:14px;color:var(--ink)!important}.tc-sources ol{border-top:1px solid var(--line);grid-template-columns:1fr 1fr;gap:0 28px;margin:20px 0 0;padding:0;list-style:none;display:grid}.tc-sources li{border-bottom:1px solid var(--line);padding:17px 3px}.tc-sources a{color:var(--cobalt);text-underline-offset:3px;gap:3px;text-decoration-thickness:1px;display:grid}.tc-sources a strong{font-size:12px}.tc-sources a span{font-weight:780}.tc-sources li p{margin-top:7px;font-size:12.5px;line-height:1.5}.tc-sources li small{color:#6b7b91;margin-top:7px;font-size:11px;display:block}.tc-guide-nav a:focus-visible,.tc-guide a:focus-visible,.tc-faq summary:focus-visible{outline-offset:3px;outline:3px solid #1457d947}@media (width<=760px){.tc-guide-nav .tc-shell{grid-template-columns:1fr;gap:10px;padding-block:18px}.tc-guide-nav div div{grid-template-columns:1fr 1fr;gap:7px 14px;display:grid}.tc-guide-body{padding-block:38px 56px}.tc-steps{grid-template-columns:1fr}.tc-steps li+li{border-top:1px solid var(--line);border-left:0}.tc-scenarios,.tc-methodology .tc-section-copy>ol,.tc-sources ol{grid-template-columns:1fr}.tc-process li{grid-template-columns:1fr;gap:5px}.tc-table-scroll{border-right:0;border-radius:8px 0 0 8px;margin-right:calc(-50vw + 50% + 15px)}.tc-table-scroll table{min-width:700px}}@media (width<=390px){.tc-guide-nav div div{grid-template-columns:1fr}.tc-example,.tc-warning{padding:16px 15px}.tc-table-scroll{margin-right:calc(-50vw + 50% + 12px)}}